Your deductible and premium work in opposite directions. Raise your deductible and your premium drops. Lower it and your premium climbs. Most Ontario drivers carry a standard deductible, but the right choice depends on your savings and driving habits. Ontario premiums have been rising sharply, pushing many drivers to increase deductibles without fully weighing the tradeoffs. That can leave you exposed after a claim. Chapman Insurance Team works with multiple car insurance providers in Ontario. Read More
